President Obama;How about re-instituting the usury laws?Credit card companies are curently allowed to charge 25% plus interest.It seems to me that a permanent and possibly retroactive cap of perhaps 10% would be more than enough of a return for any company,business,bank to profit by.It certainly would be for me...The credit card companies and banks have made BILLIONS off the American citizens for years.And especially since the first bank bailout went to God knows where.It's time to put some cash back into the consumer's pocket so they can buy goods,(Preferably American made) to grow jobs,state sale taxes,etc.The banking industry has had enough of our money.Thank you.